/* truffebancarie.it, foglio di stile comune */
:root {
  --navy: #0f2b57;
  --navy-900: #0a1f40;
  --navy-700: #1c3d70;
  --gold: #d9a021;
  --gold-600: #b9851a;
  --gold-50: #fbf4e3;
  --ink: #1b2433;
  --muted: #566176;
  --line: #dfe3ea;
  --bg: #ffffff;
  --bg-soft: #f5f7fa;
  --danger: #a3261b;
  --ok: #1f6b45;
  --radius: 10px;
  --shadow: 0 1px 2px rgba(15, 43, 87, .06), 0 6px 20px rgba(15, 43, 87, .07);
  --wrap: 1120px;
  --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --serif: Georgia, "Times New Roman", serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-700); text-underline-offset: 2px; }
a:hover { color: var(--gold-600); }
h1, h2, h3 { color: var(--navy); line-height: 1.2; margin: 0 0 .6em; }
h1 { font-size: clamp(1.9rem, 4.2vw, 2.8rem); letter-spacing: -.01em; }
h2 { font-size: clamp(1.45rem, 3vw, 2rem); }
h3 { font-size: 1.15rem; }
p { margin: 0 0 1em; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 16px; }
.narrow { max-width: 760px; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 16px; top: 8px; z-index: 100; background: #fff; padding: 8px 12px; }

/* Segnaposto per i dati mancanti */
.ph {
  background: #fff3c4;
  outline: 1px dashed #c9a200;
  padding: 0 .25em;
  border-radius: 3px;
  color: #5b4500;
  font-style: normal;
}

/* Barra superiore e intestazione */
.topbar {
  background: var(--navy-900);
  color: #dbe3f0;
  font-size: .85rem;
}
.topbar .wrap { display: flex; gap: 18px; justify-content: flex-end; align-items: center; min-height: 34px; flex-wrap: wrap; }
.topbar a { color: #fff; text-decoration: none; }
.topbar a:hover { color: var(--gold); }

.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .97);
  border-bottom: 1px solid var(--line);
  backdrop-filter: saturate(1.4) blur(6px);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; min-height: 72px; gap: 16px; }
.brand img { width: 230px; }
.nav { display: flex; align-items: center; gap: 22px; }
.nav a { text-decoration: none; color: var(--navy); font-weight: 600; font-size: .95rem; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--gold-600); }
.nav-toggle {
  display: none; background: none; border: 1px solid var(--line); border-radius: 8px;
  padding: 8px 10px; font: inherit; color: var(--navy); cursor: pointer;
}

/* Pulsanti */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5em;
  padding: .85em 1.35em; border-radius: 8px; font-weight: 700; font-size: 1rem;
  text-decoration: none; border: 2px solid transparent; cursor: pointer; font-family: inherit;
  transition: background .15s, color .15s, border-color .15s;
}
.btn-gold { background: var(--gold); color: var(--navy-900); }
.btn-gold:hover { background: #e8b23a; color: var(--navy-900); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-700); color: #fff; }
.btn-ghost { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .55); }
.btn-ghost:hover { border-color: #fff; color: #fff; }
.btn-line { background: #fff; color: var(--navy); border-color: var(--navy); }
.btn-line:hover { background: var(--navy); color: #fff; }
.btn-sm { padding: .55em 1em; font-size: .92rem; }

/* Apertura */
.hero {
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy) 55%, var(--navy-700) 100%);
  color: #e8eef8;
  padding: 64px 0 72px;
}
.hero h1 { color: #fff; }
.hero .kicker { color: var(--gold); font-weight: 700; letter-spacing: .06em; text-transform: uppercase; font-size: .82rem; margin-bottom: .8em; }
.hero .lead { font-size: 1.15rem; max-width: 640px; color: #dbe4f3; }
.hero-grid { display: grid; grid-template-columns: 1.25fr 1fr; gap: 48px; align-items: center; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 26px; }
.hero-note { font-size: .9rem; color: #b9c6dc; margin-top: 16px; }
.hero-card {
  background: #fff; color: var(--ink); border-radius: 14px; padding: 26px; box-shadow: 0 20px 50px rgba(0, 0, 0, .25);
}
.hero-card h2 { font-size: 1.25rem; }
.hero-card ol { margin: 0; padding-left: 1.2em; }
.hero-card li { margin-bottom: .55em; }

.page-hero {
  background: linear-gradient(160deg, var(--navy-900), var(--navy));
  color: #dbe4f3; padding: 44px 0 48px;
}
.page-hero h1 { color: #fff; margin-bottom: .4em; }
.page-hero .lead { font-size: 1.1rem; max-width: 760px; margin: 0; }
.crumbs { font-size: .85rem; margin-bottom: 14px; color: #b9c6dc; }
.crumbs a { color: #fff; }

/* Sezioni */
.section { padding: 64px 0; }
.section-soft { background: var(--bg-soft); }
.section-head { max-width: 760px; margin-bottom: 32px; }
.section-head p { color: var(--muted); font-size: 1.05rem; }

.grid { display: grid; gap: 20px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px;
  box-shadow: var(--shadow);
}
.card h3 { margin-bottom: .4em; }
.card p:last-child { margin-bottom: 0; }

.scam-card { display: flex; flex-direction: column; text-decoration: none; color: var(--ink); transition: transform .15s, border-color .15s; }
.scam-card:hover { transform: translateY(-2px); border-color: var(--gold); color: var(--ink); }
.scam-card .tag { font-size: .75rem; font-weight: 700; color: var(--gold-600); text-transform: uppercase; letter-spacing: .05em; margin-bottom: 6px; }
.scam-card p { color: var(--muted); font-size: .95rem; flex: 1; }
.scam-card .more { color: var(--navy); font-weight: 700; font-size: .92rem; }

.choice { border-top: 5px solid var(--navy); }
.choice.alt { border-top-color: var(--gold); }

.steps { counter-reset: step; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.step { position: relative; padding-top: 54px; }
.step::before {
  counter-increment: step; content: counter(step);
  position: absolute; top: 18px; left: 22px; width: 30px; height: 30px; border-radius: 50%;
  background: var(--navy); color: #fff; font-weight: 700; display: grid; place-items: center; font-size: .95rem;
}
.price { font-size: 1.6rem; font-weight: 800; color: var(--navy); }
.price small { font-size: .85rem; font-weight: 600; color: var(--muted); }

/* Box di attenzione */
.alert {
  border-left: 5px solid var(--danger); background: #fdf1ef; padding: 18px 20px; border-radius: 0 var(--radius) var(--radius) 0;
}
.alert strong { color: var(--danger); }
.note {
  border-left: 5px solid var(--gold); background: var(--gold-50); padding: 18px 20px; border-radius: 0 var(--radius) var(--radius) 0;
}
.note p:last-child, .alert p:last-child { margin-bottom: 0; }

/* Contenuto delle pagine interne */
.content { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 48px; align-items: start; }
.prose h2 { margin-top: 1.6em; }
.prose h2:first-child { margin-top: 0; }
.prose ul, .prose ol { padding-left: 1.25em; }
.prose li { margin-bottom: .45em; }
.aside { position: sticky; top: 96px; display: grid; gap: 18px; }
.aside .card h3 { font-size: 1.05rem; }
.aside-cta { background: var(--navy); color: #dbe4f3; border: none; }
.aside-cta h3 { color: #fff; }
.aside-cta .btn { width: 100%; margin-top: 6px; }
.aside ul { margin: 0; padding-left: 1.1em; font-size: .95rem; }
.aside li { margin-bottom: .35em; }

/* FAQ */
.faq details {
  border: 1px solid var(--line); border-radius: var(--radius); background: #fff; margin-bottom: 10px;
}
.faq summary {
  cursor: pointer; padding: 16px 48px 16px 18px; font-weight: 700; color: var(--navy); list-style: none; position: relative;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; position: absolute; right: 18px; top: 50%; transform: translateY(-50%);
  font-size: 1.4rem; color: var(--gold-600); font-weight: 400;
}
.faq details[open] summary::after { content: "\2212"; }
.faq .answer { padding: 0 18px 16px; color: var(--ink); }
.faq .answer p:last-child { margin-bottom: 0; }

/* Libro */
.book { display: grid; grid-template-columns: 260px 1fr; gap: 40px; align-items: center; }
.book img { border-radius: 6px; box-shadow: 0 14px 36px rgba(15, 43, 87, .25); }
.book .meta { color: var(--muted); font-size: .95rem; }

/* Profili */
.person { display: grid; grid-template-columns: 96px 1fr; gap: 18px; align-items: start; }
.avatar {
  width: 96px; height: 96px; border-radius: 50%; background: var(--bg-soft); border: 2px dashed var(--line);
  display: grid; place-items: center; font-size: .72rem; color: var(--muted); text-align: center; padding: 6px;
}

/* Banda di chiamata all’azione */
.cta-band { background: var(--navy); color: #dbe4f3; padding: 48px 0; }
.cta-band .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.cta-band h2 { color: #fff; margin-bottom: .25em; }
.cta-band p { margin: 0; }
.cta-band .actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* Modulo */
.form-wrap { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 28px; box-shadow: var(--shadow); }
.form-progress { display: flex; gap: 8px; margin-bottom: 20px; }
.form-progress span { flex: 1; height: 6px; border-radius: 3px; background: var(--line); }
.form-progress span.on { background: var(--gold); }
.field { margin-bottom: 16px; }
.field label, .field legend { display: block; font-weight: 700; color: var(--navy); margin-bottom: 6px; font-size: .95rem; }
.field input[type=text], .field input[type=email], .field input[type=tel], .field select, .field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid #c5ccd8; border-radius: 8px; font: inherit; color: var(--ink); background: #fff;
}
.field textarea { min-height: 110px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 3px solid rgba(217, 160, 33, .35); border-color: var(--gold-600); }
.field fieldset { border: 0; padding: 0; margin: 0; }
.options { display: grid; gap: 8px; }
.options label {
  display: flex; gap: 10px; align-items: flex-start; font-weight: 500; color: var(--ink);
  border: 1px solid var(--line); border-radius: 8px; padding: 10px 12px; cursor: pointer; margin: 0;
}
.options label:hover { border-color: var(--gold); }
.options input { margin-top: 5px; accent-color: var(--navy); }
.check { display: flex; gap: 10px; align-items: flex-start; font-size: .92rem; margin-bottom: 10px; }
.check input { margin-top: 5px; accent-color: var(--navy); }
.hint { font-size: .85rem; color: var(--muted); margin-top: 4px; }
.error { color: var(--danger); font-size: .88rem; margin-top: 6px; display: none; }
.field.invalid .error { display: block; }
.field.invalid input, .field.invalid select { border-color: var(--danger); }
.form-actions { display: flex; gap: 12px; justify-content: space-between; flex-wrap: wrap; margin-top: 8px; }
.hp { position: absolute; left: -9999px; height: 0; overflow: hidden; }
.form-step[hidden] { display: none; }
.privacy-mini { font-size: .82rem; color: var(--muted); margin-top: 14px; }

/* Piè di pagina */
.site-footer { background: var(--navy-900); color: #b9c6dc; padding: 52px 0 28px; font-size: .92rem; }
.site-footer a { color: #fff; text-decoration: none; }
.site-footer a:hover { color: var(--gold); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
.site-footer h4 { color: #fff; font-size: .95rem; margin: 0 0 12px; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 7px; }
.footer-legal { border-top: 1px solid rgba(255, 255, 255, .12); margin-top: 36px; padding-top: 18px; font-size: .82rem; color: #8fa0bd; }
.footer-legal p { margin: 0 0 6px; }

/* Barra fissa su mobile */
.mobile-cta { display: none; }

@media (max-width: 960px) {
  .hero-grid, .content, .book { grid-template-columns: 1fr; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .aside { position: static; }
  .book img { max-width: 220px; }
}
@media (max-width: 760px) {
  body { font-size: 16px; padding-bottom: 64px; }
  .topbar .wrap { justify-content: center; }
  .brand img { width: 180px; }
  .nav-toggle { display: inline-block; }
  .nav {
    display: none; position: absolute; top: 100%; left: 0; right: 0; background: #fff; flex-direction: column;
    align-items: stretch; gap: 0; border-bottom: 1px solid var(--line); box-shadow: var(--shadow);
  }
  .nav.open { display: flex; }
  .nav a { padding: 14px 16px; border-top: 1px solid var(--line); }
  .nav .btn { margin: 12px 16px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .section { padding: 48px 0; }
  .hero { padding: 44px 0 52px; }
  .form-wrap { padding: 20px; }
  .person { grid-template-columns: 72px 1fr; }
  .avatar { width: 72px; height: 72px; }
  .mobile-cta {
    display: grid; grid-template-columns: 1fr 1fr; position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
    background: #fff; border-top: 1px solid var(--line); box-shadow: 0 -4px 16px rgba(0, 0, 0, .08);
  }
  .mobile-cta a { text-align: center; padding: 14px 8px; font-weight: 700; text-decoration: none; }
  .mobile-cta a:first-child { color: var(--navy); }
  .mobile-cta a:last-child { background: var(--gold); color: var(--navy-900); }
}
@media print {
  .site-header, .topbar, .mobile-cta, .cta-band, .site-footer, .aside { display: none; }
}

/* Ritocchi per i dispositivi mobili */
a, button, summary, label { -webkit-tap-highlight-color: rgba(217, 160, 33, .18); }
.field label.check { font-weight: 500; color: var(--ink); }
.field input[type=text], .field input[type=email], .field input[type=tel], .field select, .field textarea { font-size: 16px; }
@media (max-width: 760px) {
  .topbar .wrap > span:first-child { display: none; }
  .topbar .wrap { gap: 14px; min-height: 30px; font-size: .8rem; }
  .form-actions .btn { flex: 1; }
  .hero-actions .btn { width: 100%; }
  .cta-band .actions .btn { width: 100%; }
}
img.avatar { object-fit: cover; border: 3px solid #fff; box-shadow: 0 2px 10px rgba(15, 43, 87, .18); padding: 0; background: var(--bg-soft); }

/* WhatsApp */
.btn-wa { background: #1f8f4e; color: #fff; }
.btn-wa:hover { background: #18773f; color: #fff; }
@media (max-width: 760px) {
  .mobile-cta { grid-template-columns: 1fr 1fr 1.2fr; }
  .mobile-cta a.wa { background: #1f8f4e; color: #fff; }
}
@media (max-width: 760px) { .topbar a[href^="mailto"] { display: none; } }